COVID-19, inflation and the Ukrainian war have all contributed to a volatile stock market in recent weeks. Volatility will continue as usual while one sector is experiencing profitability, another is declining, resulting in declining stock market valuations. For investors, the up and down performance creates market risk but is part of the underlying economic fundamentals of our U.S. stock market system:
All market sectors respond similarly, as geographic risk, production, economics, and lifestyles are impacted worldwide. Volatile stock market conditions may be optimal for investors and their financial professionals to create strategies to help offset market risk in retirement. As an investor, what can you do during periods of volatility?
Fixed-indexed annuities help solve the challenge of outliving your money-no matter how volatile the stock market. Investors use fixed-indexed annuities as a source of retirement income to draw from when their other retirement assets are at a low valuation due to market risk. Fixed-indexed annuities are an essential component of retirement planning due to these features:
Remember that future stock market performance is not predictable and that the time to liquidate is not during a volatile stock market. Your financial professional can help you determine a strategy that includes fixed-indexed annuities to offset today’s volatile stock market performance.
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Hyde Group Wealth Management & Insurance Solutions is the culmination of over 20 years in the financial services and insurance industry. We understand there is not a one size fits all strategy. For this reason, we take a comprehensive approach to holistic insurance and financial services planning. We tailor our solutions to the specific and unique needs of each individual, family, or business. Our goal is to put clients first, and take care of them as we would our own family. Contact us today to get started.